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عمومی::
زیان ناشی از نکول
This is difficult to calculate, however, since the default dates of failed loans are unknown and the loss given default (LGD) cannot be specified.
Assuming an LGD of 90% on both platforms, which is a fairly pessimistic view, the average loan on Auxmoney
By comparison, a more optimistic value for the LGD of only 10% results in returns of 5.5% (Auxmoney) and 2.25% (Smava).
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